Mission Statement

At Premier Nationwide Lending, our singular mission is to help people enthusiastically fulfill the American dream of home ownership. We achieve this by focusing on the following principles: WORK ETHIC, RESPECT and EXPERIENCE. These characteristics along with family and service values are the foundation in which Premier is built, and this transcends into our home lending practices.

About The Team

Residential Mortgage Loan Originators

I have underwritten over 11,000 loans in the past 11 years totaling more than $1.5 billion. I have the knowledge to structure the loans and qualify buyers for a product that best meets their needs. Upon reviewing the loan package I know immediately if a loan is approvable. I do not need to wait two weeks in underwriting to know if a loan will work or not. My passion is working with 1st time homebuyers. I enjoy educating them about the home buying process and walking them through the process from start to finish. I have been working with Premier Nationwide Lending since 2002 and I have over 17 years of experience in the mortgage business. If you have a client that wishes to purchase a home please call me at 817-713-4650.

Loan Center


What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.


Wondering how much you can finance?


Ginger Smith is a blessing! I was very discouraged about the home purchase process prior to working with Ginger. She worked diligently throughout the loan process and is an excellent communicator. She answered all of my questions in a timely manner and has an awesome team of assistants. Ginger made sure I was comfortable with the process and advocated on my behalf to secure a better rate and decrease my out of pocket costs. She has has a significant impact on my family's ability to move into our home. She is encouraging and realistic. I wouldn't change a thing! She has been more than amazing and we greatly appreciate all of her hard work


Not only a "miracle worker," but positive, confident and aggressive. ginger walked me through the whole process and stayed in close communication with me—constantly sending me updates. Not just a "winner," but a "superstar!"


I have had the honor and pleasure of working with Ginger, not once but twice. The first time I was an eager first time homebuyer with millions of questions, doubts and concerns. Ginger held my hand through the whole process from initial application all the way through final closing and made me feel at ease despite my propensity to worry at each new step. Her customer service skills are impeccable and I always received a person response from her to my numerous inquiries via email, test and (gasp) even phone calls/ But her professional skills lease nothing to be desired either. She was able to secure an FHA loan with Down Payment Assistance for me, and before I knew I, my little family and I had a place to call home. The second time I reaches out to her with help to possibly to refinance the home. Needless to say, Ginger once again came through. With her knowledge and expertise, she was able to secure a Conventional loan for me, so that I would not have to worry about mortgage insurance premiums and reduced my monthly mortgage even more that I had anticipated. Anyone that reaches out to Ginger can expect personal attention and extraordinary industry expertise. She is simply amazing.


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