Ginger Smith is a blessing! I was very discouraged about the home purchase process prior to working with Ginger. She worked diligently throughout the loan process and is an excellent communicator. She answered all of my questions in a timely manner and has an awesome team of assistants. Ginger made sure I was comfortable with the process and advocated on my behalf to secure a better rate and decrease my out of pocket costs. She has has a significant impact on my family's ability to move into our home. She is encouraging and realistic. I wouldn't change a thing! She has been more than amazing and we greatly appreciate all of her hard work
Not only a "miracle worker," but positive, confident and aggressive. ginger walked me through the whole process and stayed in close communication with me—constantly sending me updates. Not just a "winner," but a "superstar!"
I have had the honor and pleasure of working with Ginger, not once but twice. The first time I was an eager first time homebuyer with millions of questions, doubts and concerns. Ginger held my hand through the whole process from initial application all the way through final closing and made me feel at ease despite my propensity to worry at each new step. Her customer service skills are impeccable and I always received a person response from her to my numerous inquiries via email, test and (gasp) even phone calls/ But her professional skills lease nothing to be desired either. She was able to secure an FHA loan with Down Payment Assistance for me, and before I knew I, my little family and I had a place to call home. The second time I reaches out to her with help to possibly to refinance the home. Needless to say, Ginger once again came through. With her knowledge and expertise, she was able to secure a Conventional loan for me, so that I would not have to worry about mortgage insurance premiums and reduced my monthly mortgage even more that I had anticipated. Anyone that reaches out to Ginger can expect personal attention and extraordinary industry expertise. She is simply amazing.